Employee Pension Schemes
Overview
For your business
As a major provider of advice on workplace pension strategy and implementation, Pareto Financial Planning is able to deal with the whole market when considering pension providers and reviewing any existing plans. With regulations being enforced more vigorously than ever by The Pension Regulator, we ensure any pension scheme is compliant through our process of ongoing review and governance. Our approach to pension schemes is to undertake full scheme governance, employer support over the scheme year and employee communications.
- Understand your objectives, budgets, what will work for your business and employees and review what you currently have in place for compliance and cost efficiency.
- Advise on the right strategy and select from the whole of the market based on our research.
- Ensuring benefits and put in place correctly.
- Ensure people understand and value what you offer using any suitable methods (written/ on line/ group/individual face to face).
- Ongoing support and governance to ensure they remain suitable and cost effective.
Our team
Meet our dedicated Employee Benefits team, who bring many years of experience to help meet the needs of your employees.
Joseph Warne has more than 17 years’ experience in pensions and employee benefits starting at KPMG before moving to PwC and finally Mercer before taking up his position at Pareto Financial Planning.Joseph specialises in corporate pensions and employee benefits, partnering with companies to design and manage sustainable pension and employee benefit strategies. He supports small SMEs up to large multinationals and once helped a company based in the North West save over £300,000 pa by implementing pension salary exchange.Outside of work he likes spending time with his family as well as both playing and watching most sports.
Alan has been advising corporate clients since 1992. Alan seeks to understand the business: its objectives, values and people strategy and advises on how an employee benefits strategy can support these. Advising on the design, implementation, communication and review of effective employee benefits. Alan prides himself on providing a high level of service to his clients and this has resulted in loyal client relationships. Specialities: Pension Auto Enrolment, Scheme Governance, Salary Sacrifice, Group Life Assurance, Group Income Protection, Private Medical Insurance, Health and Wellbeing, Benchmarking, Communication.
Jamie has been in the Employee Benefits industry for more than 7 years with her specialist subject being Private Medical Insurance (PMI). The team works closely with our clients implementing workplace benefits for their employees such as PMI, Group Risk and Group Pensions.Her role here at Pareto is to oversee the renewal and day-to-day administration of our corporate client schemes. This entails building strong relationships with various providers and clients to ensure the best possible service is delivered.Jamie felt joining Pareto was the right move for her because she wanted to further develop her knowledge and get more involved in the other aspects that Employee Benefits has to offer, such as Group Risk and Group Pension policies. Another reason was the progression that Pareto had to offer which interested her as she plans to become an Employee Benefits adviser whilst working towards CII Certification.In her spare time, Jamie enjoys going to the gym, reading and trying out new bars and restaurants around the city.
Tom has worked within Employee Benefits since 2006, starting as an EB administrator. He later progressed to an Employee Benefits Adviser with Pareto in 2019. The experience gained within the various roles have helped him develop an in-depth knowledge of Pension Auto-Enrolment, Group Life Assurance, Group Income Protection, Private Medical Insurance and Pension Scheme Governance.
Zoe joined Pareto in January 2022 after training to become a teacher, she taught Religious Education. Previously, she worked as a Data Entry Clerk at a fruit and veg wholesaler in Gorton before joining the IO team here. And now just recently joined the Employee Benefits team and is really enjoying it!She enjoyed working in Data Entry and wanting to find something similar- and the papercloud cleansing job seemed to fit that well and she enjoyed doing it.Outside of work Zoe enjoy taking her dog out on walks, doing plenty of reading and spending time with family.
After graduating with a degree in Cultural Studies in 1999 Karen began her career in Employee Benefits at well-known corporate providers, specialising in Private Medical Insurance and Group Risk before moving into personal finance administration working at both small and large IFA practices within Cheshire and progressing to management level.Joining Pareto in January 2023 she supports Operations Director Nicky Aspray with the management of the administration functions within the business. She is responsible for ensuring the business has robust processes and systems in place that deliver positive client outcomes. People matter and Karen is passionate about promoting the values of Pareto to foster a happy working environment for the teams which she believes then goes hand in hand with delivering great client experiences.Outside of work Karen enjoys spending time out and about in the fresh air with her family and two whippets, reading, baking and getting out for a run when she can.
Our advice process
1. Consult
We listen and build solutions based on your needs. We aim to understand: your objectives, budgets, what will work for your business, employees and we will review what you currently have in place for relevance, compliance and cost efficiency.
2. Design & Select
We will advise on the right strategy in line with your circumstances and select a solution from a wide range of providers/products based on our research.
3. Implement
Once the solution has been agreed, we will ensure benefits are put in place. Our experienced team will fully implement basic or sophisticated benefits schemes to reduce the impact on you.
4. Communicate
An employee benefits scheme that is not communicated and understood is of little value. We will communicate with your employees to support their understanding of benefits you offer using suitable methods (written / online / group / individual face to face). We provide financial education in the workplace linking this to the benefits you offer.
5. Review
We offer ongoing support and governance to ensure all benefits remain compliant, relevant and cost effective.
