For many, the intricacies of the State Pension remain very confusing, particularly regarding what happens after someone passes away. While many know that the State Pension does not automatically cease when someone dies, understanding your rights or the rights of a widowed spouse or civil partner can be a complex process.
The topic goes beyond the basics—there are numerous layers to uncover. From the historic Old Age Pension, now known as the Basic State Pension, to the more recent structures like the New State Pension, the State Earnings Related Pension Scheme (SERPS), and protected rights, getting clarity often requires digging deep into their rules and options.