Personal Protection Advice

Why use an Adviser for Protection?

Getting the right type of cover

There are many types of protection, and it can be hard to know what’s right for your needs. Our experienced advisers will help you understand the options available to you, and how they relate to your circumstances.

 

Getting the right amount of cover

Our advisers can work with you to help you understand your current financial situation and quantify how much cover you need to give you peace of mind.

Obtaining complex cover

It is not uncommon for insurers to increase premiums or decline cover where a client has had past medical issues. We help clients with past medical conditions to obtain cover. By forging close links with a wide range of insurers, it allows us to understand how they will treat cover and to find the right provider for your needs.

Help with trusts

It is sometimes advisable to hold protection in a trust; this is a type of arrangement that allows the cover to pay out quickly in the event of a claim, and allows you to direct the money to the people you want to benefit. There are a wide range of trusts and can be difficult to decide which one is right for your needs. Our advisers will help you understand whether a trust is recommended and, if so, we’ll advise what type of trust and help you complete the paperwork.

Practical help

Our involvement in helping you doesn’t stop once the cover starts. Should the worst happen, we can assist with your claims, to help you get the funds you need as quickly as possible. We can also review your cover regularly, to ensure it remains right for your needs.

The assurance that you’re getting it right

The team at Pareto have extensive experience of all client circumstances, and can ensure that you get affordable cover to give you peace of mind, should the worst happen.

Discover your protection options with a free consultation with one of our advisers:
Our advisers

Connecting with our advisers means tapping into a wealth of expertise and personalised guidance tailored to your unique needs.

Our team is committed to simplifying the intricacies of personal protection insurance, providing straightforward, practical guidance that aligns with your unique situation and financial objectives.

Independent Financial Adviser

Jorge Jackson

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Chartered Financial Planner

Colin Tomlinson

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Independent Financial Adviser

Lettie Cartwright

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Independent Financial Adviser

Joe Heaword

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Learn more about our team

What our clients say

“The customer service and one to one is exceptional”

Patrick Lavin

“Stuart has looked after our affairs for a number of years. He has always provided sound information and advice and we totally trust his judgement and recommendations. We feel very at home dealing with Stuart and nothing is too much trouble.”

Pauline H

“Always approachable with clear, friendly advice and instructions, responding to changing personal circumstances. I appreciate the continued long term relationship built up over many years which is both friendly and professional. The advice received has delivered excellent portfolio results which I will continue to rely on and trust with my future.”

Colin MVia Trustpilot

“James Hogg is a credit to Pareto. Always professional, well presented, organised and knowledgeable. He is a great listener, explains your options very carefully, checks your understanding and puts you at ease with decisions you then go on to make. He responds to requests speedily and makes himself available at short notice. I highly recommend James, particularly for clients who find the world of pensions and investment a mine field!”

Louise F

“Marcus has been a great support at times when I’ve needed to discuss and determine the best approach given my unusual circumstances. He helped me realise there is significant client support and a wealth of knowledge to Determine the right financial decision.”

Damian Killen

“I have known Stuart for many many years and he has represented me throughout this time outstandingly. He is an incredible financial advisor and has gone above and beyond in his work for me. He is always available, discreet and so personable that I would have no hesitation in recommending him to absolutely anyone. In fact, I have done so on several occasions. I class Stuart as a great friend, a superb advisor and a man of impeccable principal and class.”

David Unsworth

“The best compliment I can give to Stuart is that I trust him implicitly to advise me on how best to manage my finances to secure the best possible future for me and my family. I love my family more than words can describe and the trust I place in Stuart is thus no small thing. Great guy.”

Chris SuttonJMW
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