Our team

Joanne Smiles

Employee Benefits Team Leader

Joanne Smiles

Joanne is Employee Benefits Administration Team Leader.

Joanne started her career in Employee Benefits in 2007 in South Africa, where she managed a book of Pension and Risk clients for a financial adviser. She moved to the UK with her husband in 2018, acquiring a certificate in Financial Services through the Chartered Insurance Institute in 2019 to ensure her knowledge of the UK market was up to speed.

What our customers are saying

The best compliment I can give to Stuart is that I trust him implicitly to advise me on how best to manage my finances to secure the best possible future for me and my family. I love my family more than words can describe and the trust I place in Stuart is thus no small thing. Great guy.

Chris SuttonJMW

Having worked with Stuart Carswell and the team at Pareto for over 15 years I have nothing but praise for the professional service and support they have given our company in managing the range of employee benefits we provide. The combination of friendly knowledgeable staff, and commitment to go the extra mile without question is something that is to be admired and I would have no hesitation in recommending them.

John Robinson-BegbiesTraynor Group

Stuart has been looking after my financial affairs since my semi retirement a couple of years ago. Apart from being a nice guy and fun to deal with he really knows his stuff and is always available to guide me in the right

Bill Jones