Pensions Planning and Retirement Advice

Helping you achieve your retirement plans
No one wants to work forever and in the current financial climate planning ahead has never been so important. While you are likely to accrue a basic state pension throughout the course of your working life, in many cases this is far less than the amount most people would be comfortable living on. By planning ahead and applying pension tax efficiency, you can avoid any possible shortcomings and realise your full financial potential in retirement.

We look at the big picture and take a long-term view

We will work closely with you to understand your plans in retirement and ascertain where you are, and where you need to be in order to achieve your desired lifestyle. To demonstrate this, we utilise sophisticated financial planning tools, including the latest cash flow modelling technology.

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Dedicated advisers to review & revisit your goals

Our work is never complete, and should you require your dedicated adviser will continue to review and revisit your financial objectives on a regular basis. This can ensure your investments and policies continue to work in your best interest aligned with your financial goals and long-term vision.

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We conduct a robust advice process

As with all our services, we won’t look at pensions in isolation. Income protection, tax planning and other areas will be explored to provide a holistic service to best meet your needs.

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We provide clear and honest advice

Financial planning isn’t just about complex regulations and legal requirements; it’s about making sure you are on track to achieve your financial and lifestyle goals and objectives. Our advisers will provide you with clear, jargon-free information and advice to empower you to make decisions to reach your goals.

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Our services

We believe that the value of professional advice is about more than just investment returns; it’s about knowing and understanding your goals. Our advisers have a wealth of experience advising individuals and their families, with specialist expertise across a range of services. We believe in the importance of financial advice and how we provide it.

I want to grow my wealth

Investments & Savings

I want to plan for retirement

Pensions

I want to protect my family

Protection

I want to pass on my wealth

Estate Planning

I want to maximise my allowances

Tax Planning

I want to visualise my financial future

Cash Flow Modelling

What our clients say

“The customer service and one to one is exceptional”

Patrick Lavin

“Stuart has looked after our affairs for a number of years. He has always provided sound information and advice and we totally trust his judgement and recommendations. We feel very at home dealing with Stuart and nothing is too much trouble.”

Pauline H

“Always approachable with clear, friendly advice and instructions, responding to changing personal circumstances. I appreciate the continued long term relationship built up over many years which is both friendly and professional. The advice received has delivered excellent portfolio results which I will continue to rely on and trust with my future.”

Colin MVia Trustpilot

“James Hogg is a credit to Pareto. Always professional, well presented, organised and knowledgeable. He is a great listener, explains your options very carefully, checks your understanding and puts you at ease with decisions you then go on to make. He responds to requests speedily and makes himself available at short notice. I highly recommend James, particularly for clients who find the world of pensions and investment a mine field!”

Louise F

“Marcus has been a great support at times when I’ve needed to discuss and determine the best approach given my unusual circumstances. He helped me realise there is significant client support and a wealth of knowledge to Determine the right financial decision.”

Damian Killen

“I have known Stuart for many many years and he has represented me throughout this time outstandingly. He is an incredible financial advisor and has gone above and beyond in his work for me. He is always available, discreet and so personable that I would have no hesitation in recommending him to absolutely anyone. In fact, I have done so on several occasions. I class Stuart as a great friend, a superb advisor and a man of impeccable principal and class.”

David Unsworth

“The best compliment I can give to Stuart is that I trust him implicitly to advise me on how best to manage my finances to secure the best possible future for me and my family. I love my family more than words can describe and the trust I place in Stuart is thus no small thing. Great guy.”

Chris SuttonJMW
Why have financial advice?

The benefits of financial advice

We believe that the value of professional advice is about more than just increased investment returns. It’s about knowing and understanding your goals and dreams, so we can provide advice that matters for the things you care about. We aim to build trusted, long-term relationships with our clients. We are there in good times and bad.

  • The peace of mind your finances are being proactively managed by a team of highly qualified and dedicated professionals.
  • The confidence you are working towards a considered financial plan taken with a strategic approach.
  • Knowing ‘no stone will be left unturned’ when it comes to your financial plans, all areas will be considered and reviewed.
  • Access to independent and transparent advice.
  • The security that comes with support from an established FCA authorised firm.
Meet our people