I want to plan for retirement

Pensions Planning Advice

Overview

Helping you achieve your retirement plans.

No one wants to work forever and in the current financial climate planning ahead has never been so important. While you are likely to accrue a basic state pension throughout the course of your working life, in many cases this is far less than the amount most people would be comfortable living on.

By planning ahead and applying pension tax efficiency, you can avoid any possible shortcomings and realise your full financial potential in retirement.

We will work closely with you to understand your plans in retirement and ascertain where you are, and where you need to be in order to achieve your desired lifestyle. To demonstrate this, we utilise sophisticated financial planning tools, including the latest cash flow modelling technology.

As with all our services, we won’t look at pensions in isolation. Income protection, tax planning and other areas will be explored to provide a holistic service to best meet your needs.

Advice areas
Our advisers

Your adviser will work with you to understand your current situation and appetite for risk. All of the advice given will be tailored to you, your circumstances and your objectives.

You will be supported throughout your financial planning journey from setting long-term financial goals and working towards targeted growth, right through to retirement and taking income.

View our team
Our advice process

What our clients say

Pareto have given us sound and helpful advice in a very clear and concise way. They have managed to clear the fog around Pensions and their Annual Governance Meetings keep us on track and up to date. I have been very impressed with their staff who are always friendly, supportive and work with a sense of humour.

Maria CrayVia Trustpilot

Stuart & the team at Pareto were extremely knowledgeable and helpful in answering the questions that I had with no pressure. Everything I have asked them to implement has been done professionally, efficiently and quickly. 5 star service. I would highly recommend Pareto for any financial advice you need.

Clive Bell

I am writing to thank you and Pareto for your prompt, efficient and friendly service in respect of my pensions and investment advice over the last 10 years which has been invaluable. Indeed, I would not have known where to start after I retired without your knowledge and guidance in the minefield of financial products available, some of which are not as secure or profitable as they first appeared to my untrained eye!I am certain you have secured not only my future income, but that of my family’s also by your placement of my funds. Thank you very much for your friendship and advice. I look forward to our next meeting.

Michael O'Neil

Friendly financial advice - A thoroughly professional and friendly team, providing a personal service that gets results.

Mr C West

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