Essential Protection for a Secure Future

The Importance of Personal Protection

In an increasingly unpredictable world, personal protection insurance offers a crucial safety net, providing peace of mind and financial stability when unforeseen events occur. This type of insurance covers a range of critical situations, from accidents and illnesses to job loss and legal liabilities, ensuring that individuals and their families are safeguarded against the unexpected.

Beyond just a policy, it acts as a lifeline, allowing you to focus on recovery without the burden of financial strain. Whether it’s managing the costs of medical emergencies, covering lost income, or handling legal expenses, personal protection insurance mitigates the risks that could otherwise devastate your financial well-being.


When do I need it?

There are particular events which could impact your finances and should prompt you to review your current position on protection, these may include:

  • Buying your first home
  • Covering loans
  • Getting married or entering a registered civil partnership
  • Starting a family
  • Becoming a stay-at-home parent
  • Having more children
  • Moving to a bigger property
  • Salary increases
  • Changing your job
  • Reaching retirement
  • Have an Inheritance Tax (IHT) liability
  • Relying on someone else to support you
Discover your protection options with a free consultation with one of our advisers:
Our advisers

Connecting with our advisers means tapping into a wealth of expertise and personalised guidance tailored to your unique needs.

Our team is committed to simplifying the intricacies of personal protection insurance, providing straightforward, practical guidance that aligns with your unique situation and financial objectives.

What our clients say

The customer service and one to one is exceptional

Patrick Lavin

Stuart has looked after our affairs for a number of years. He has always provided sound information and advice and we totally trust his judgement and recommendations. We feel very at home dealing with Stuart and nothing is too much trouble.

Pauline H

Always approachable with clear, friendly advice and instructions, responding to changing personal circumstances. I appreciate the continued long term relationship built up over many years which is both friendly and professional. The advice received has delivered excellent portfolio results which I will continue to rely on and trust with my future.

Colin MVia Trustpilot

James Hogg is a credit to Pareto. Always professional, well presented, organised and knowledgeable. He is a great listener, explains your options very carefully, checks your understanding and puts you at ease with decisions you then go on to make. He responds to requests speedily and makes himself available at short notice. I highly recommend James, particularly for clients who find the world of pensions and investment a mine field!

Louise F

Marcus has been a great support at times when I’ve needed to discuss and determine the best approach given my unusual circumstances. He helped me realise there is significant client support and a wealth of knowledge to Determine the right financial decision.

Damian Killen

I have known Stuart for many many years and he has represented me throughout this time outstandingly. He is an incredible financial advisor and has gone above and beyond in his work for me. He is always available, discreet and so personable that I would have no hesitation in recommending him to absolutely anyone. In fact, I have done so on several occasions. I class Stuart as a great friend, a superb advisor and a man of impeccable principal and class.

David Unsworth

The best compliment I can give to Stuart is that I trust him implicitly to advise me on how best to manage my finances to secure the best possible future for me and my family. I love my family more than words can describe and the trust I place in Stuart is thus no small thing. Great guy.

Chris SuttonJMW
Find us
Level 7, Tower 12,
18-22 Bridge Street,
M3 3BZ
Get directions