North West based independent financial planners

Financial Planning Advice For You

Start planning for the future today

Financial planning can be an inspiring process that brings certainty and peace of mind.

We believe that the value of professional advice is about more than just investment returns. It’s about knowing and understanding your goals and dreams, so we can provide advice that matters for the things you care about. We aim to build trusted, long-term relationships with our clients. We are there in good times and bad.

Our team of independent financial advisers, supported by our specialist support staff, conduct a robust advice process. We ensure we fully understand your personal and business short, medium and long-term aspirations. We fully assess all your requirements, before delivering the most appropriate advice.

  • The peace of mind your finances are being proactively managed by a team of highly qualified and dedicated professionals.
  • The confidence you are working towards a considered financial plan taken with a strategic approach.
  • Knowing ‘no stone will be left unturned’ when it comes to your financial plans, all areas will be considered and reviewed.
  • Access to independent and transparent advice.
  • The security that comes with support from an established FCA authorised firm.

Book your free initial consultation:

What our clients say

“Always approachable with clear, friendly advice and instructions, responding to changing personal circumstances. I appreciate the continued long term relationship built up over many years which is both friendly and professional. The advice received has delivered excellent portfolio results which I will continue to rely on and trust with my future.”

Colin MVia Trustpilot

“James Hogg is a credit to Pareto. Always professional, well presented, organised and knowledgeable. He is a great listener, explains your options very carefully, checks your understanding and puts you at ease with decisions you then go on to make. He responds to requests speedily and makes himself available at short notice. I highly recommend James, particularly for clients who find the world of pensions and investment a mine field!”

Louise F

“Pareto continue to deliver excellent service - We have always been very pleased with the service we have received from Pareto & particularly since Dafydd Parry has been our Advisor. His advice & service has been excellent.”

Mr Fleming

“PFP took the time to understand my requirements before providing excellent professional advice.”

Via Trustpilot

“A thoroughly professional and friendly team, providing a personal service that gets results.”

Mr West

“Astute sound advice, explanation when the language is confusing and excellent customer care. All comes at a price at Pareto but is so worth it. Thank you Alex you are the top.”

Caroline Ryder

“The best compliment I can give to Stuart is that I trust him implicitly to advise me on how best to manage my finances to secure the best possible future for me and my family. I love my family more than words can describe and the trust I place in Stuart is thus no small thing. Great guy.”

Chris SuttonJMW

“Stuart & the team at Pareto were extremely knowledgeable and helpful in answering the questions that I had with no pressure. Everything I have asked them to implement has been done professionally, efficiently and quickly. 5 star service. I would highly recommend Pareto for any financial advice you need.”

Clive bell

“Professional, efficient and incredibly customer focused. It actually feels like they care for the client.”

R PalinVia Trustpilot

Our Services

We have a wealth of experience advising individuals and their families, with specialist expertise across a range of services. What sets Pareto apart is that we don’t hone in on specific service areas, preferring to look at the big picture and take a long-term view.

I want to grow my wealth

Investment & savings

I want to plan for retirement

Pensions

I want to protect what I've built

Protection

I want to pass on my wealth

Inheritance Tax Planning

I want to maximise my allowances

Tax Planning

I want to visualise my financial future

Cash Flow Modelling

I want to protect my business

Business Protection

I want to know how to exit my business

Succession Planning

I want to attract and retain key employees

Employee Benefits

I want to help my employees plan for retirement

Employee Pension Schemes

I want to visualise my financial future

Cashflow Planning

I want to support my employees loved ones

Group Life Assurance